Document Preparation Solutions

Still in Chapter 13?
You Have Options.

Legacy Investments Strategies specializes in helping homeowners regain control of their finances while in — or just out of — Chapter 13 bankruptcy. Access first and second position mortgages, reduce your monthly obligations, and build toward a full refinance.

1st & 2nd

Mortgage positions available

1–3 Years

Flexible options

Fast

Approvals & closings

Why Work With Legacy Investments Strategies

Solutions designed specifically for Chapter 13 homeowners

Access equity while in bankruptcy

Get a 2nd position mortgage even while your Chapter 13 plan is active.

Lower your monthly payments

Consolidate and restructure your mortgage debt to reduce what you pay each month.

Protect your home

Our service can help you resolve your bankruptcy and keep the roof over your head.

1 to 3 year terms

Flexible terms from 1 up to 3 years so you can refinance into a conventional mortgage when ready.

How It Works

Simple steps to get you back in control

Submit your questionnaire

Fill out the form below with your case details, property info, and financial snapshot.

We review your case

Our team evaluates your situation — including your bankruptcy status, equity position, and payment history.

You receive a loan option

We present a 1 to 3 year first or second mortgage solution tailored to help you exit bankruptcy or manage payments.

Build toward a full refinance

Establish your payment history and transition into a conventional refinance at better rates when you're ready.

Also available after Chapter 13

Just Out of Bankruptcy? We Can Still Help.

You don't have to wait years to get your financial life back on track. As soon as your Chapter 13 is discharged or dismissed, you may qualify for programs that put real money and savings back in your hands.

Cash-Out Refinance

Tap into your home's equity right after bankruptcy to access the cash you need — whether for home improvements, debt payoff, or a fresh financial start.

Lower Your Interest Rate

Refinance out of your existing high-interest mortgage into a lower rate and reduce your monthly payment — even with a recent bankruptcy on your record.

Fresh Start

Our programs are designed for people coming out of Chapter 13. Build a clean payment history and transition into a conventional mortgage within 1 to 3 years.

No long waiting period required. Many make you wait 2–4 years after bankruptcy. Legacy Investments Strategies works with you from day one after your discharge — so you can start rebuilding immediately.

Get Your Free Assessment

Tell us about your situation — we'll identify your best path forward

Section 1 — Debtor & Case Identification

First Name *

Last Name *

Debtor 2 Full Name (if joint)

Case Number

U.S. Bankruptcy Court

Last 4 Digits of SSN / EIN

Phone Number

Email Address *

Section 2 — Intent of Filing

What is the objective of your filing?

What type of loan are you seeking?

Section 3 — Case History & Status

Case was commenced by voluntary petition under Chapter 13Case has NOT been previously converted from another chapterNo pending motions for relief from automatic stayAll Trustee funds have been accounted for and distributedAt least one year of plan payments has been madeMy Chapter 13 has already been discharged or dismissed

Approximate date case was filed

Section 4 — Real Estate Holdings

Do you own real estate?

Section 5 — Your Goal

What is your primary goal right now?

Anything else you'd like us to know?

SMS Consent (Optional)

By checking this box, I agree to receive recurring SMS messages from Legacy Investments Strategies about my consultation, including customer service inquiries, appointment reminders, case updates, and account notifications. Message frequency varies, up to 8 per month. Msg & data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of service. See our Terms and Conditions and Privacy Policy.By checking this box, I agree to receive recurring marketing SMS messages from Legacy Investments Strategies, including offers, new products, and general promotions. Message frequency varies, up to 8 per month. Msg & data rates may apply. Reply STOP to opt out, HELP for help. Consent is not a condition of service. See our Terms and Conditions and Privacy Policy.

This is not legal advice. Consult your bankruptcy attorney before making financial decisions. Approval is subject to qualification.

Still in Chapter 13?You Have Options.