New FHA Programs Available!!!
Our new FHA program allow you to refinance into a low 30-year fixed mortgage and payoff your Chapter 13 bankruptcy. Our clients save hundreds (some even thousands) each month with this new program AND payoff their bankruptcy!

What do I need to qualify?
You need to currently be in a Chapter 13 bankruptcy and have equity in your home.
What if I have bad credit?
Having bad credit is expected. We may even be able to help you with a credit score under 500!
I am currently in foreclosure. Can you still help me?
Yes! Assuming you meet other criteria for our programs, foreclosures are not a problem! But make sure you contact us as soon as possible.
How long does the loan process take?
Our clients usually have their Chapter 13 bankruptcy paid off in 37 days or less.
Is there any obligation after I complete this application?
No! We will give you a free consultation on your individual situation.
My credit report shows that I am still late on my mortgage payments even though I am not.
99% of credit reports contain errors. We will get a true mortgage payment history from your mortgage company.
Will you share my information with any third parties?
No! We do not share your information.

Get Started Today!

 

 

We look forward to working with you!

 

Chapter 13 Refinance Application

All fields are required to apply.
Your information will not be shared with third parties.

ABOUT YOU

First Name
Last Name
Daytime Phone Number
Evening Phone Number
E-mail address
  

INCOME, CREDIT & EMPLOYMENT

Estimated Credit Score
Gross Monthly Income
(before taxes)
Employment Status
Have you previously foreclosed on an FHA mortgage? Yes
Are you currently delinquent on any student loans? Yes
   

ABOUT YOUR CHAPTER 13 BANKRUPTCY


File Date
Original Bankruptcy Amount
Current Chapter 13 Payoff Amount
Do you pay your mortgage with your trustee payment? Yes
Monthly Trustee Payment
Have you missed any trustee payments in the last 12 months?
(30 days or more late) 		Yes

ABOUT YOUR CURRENT MORTGAGE


1st Mortgage Balance
2nd Mortgage Amount (if any)
Total Mortgage Payment
Does above payment include Taxes and Insurance? Yes
Have you missed any payments in the last 12 months?
(30 days or more late) 		Yes

ABOUT YOUR PROPERTY
We will run a FREE comp check for you to see what your house is worth!

Estimated Value

Property Address
Property City
State
Zip
Property Type

 

ADDITIONAL INFORMATION YOU WOULD LIKE TO SHARE

 

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